Privacy Policy

https://gurubank.blogspot.in/ Privacy Policy

This privacy policy has been compiled to better serve those who are concerned

with how their 'Personally Identifiable Information' (PII) is being used online. 

PII, as described in US privacy law and information security, is information

that can be used on its own or with other information to identify, contact, or 

locate a single person, or to identify an individual in context. Please read 

our privacy policy carefully to get a clear understanding of how we collect, use, 

protect or otherwise handle your Personally Identifiable Information in accordance

with our website.

What personal information do we collect from the people that visit our blog, 

website or app?

When ordering or registering on our site, as appropriate, you may be asked to enter

your name, email address or other details to help you with your experience.

When do we collect information?

We collect information from you when you subscribe to a newsletter, fill out a form

or enter information on our site.

Provide us with feedback on our products or services 

How do we use your information?

We may use the information we collect from you when you register, make a purchase,

sign up for our newsletter, respond to a survey or marketing communication, surf the 

website, or use certain other site features in the following ways:

• To personalize your experience and to allow us to deliver the type of content and 

product offerings in which you are most interested.

• To improve our website in order to better serve you.

• To allow us to better service you in responding to your customer service requests.

• To administer a contest, promotion, survey or other site feature.

• To send periodic emails regarding your order or other products and services.

How do we protect your information?

We do not use vulnerability scanning and/or scanning to PCI standards.

We only provide articles and information. We never ask for credit card numbers.

We use regular Malware Scanning.

Your personal information is contained behind secured networks and is only accessible 

by a limited number of persons who have special access rights to such systems, and 

are required to keep the information confidential. In addition, all sensitive/credit 

information you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user enters, submits, or accesses 

their information to maintain the safety of your personal information.

For your convenience we may store your credit card information longer than 30 days in 

order to expedite future orders, and to automate the billing process.

Do we use 'cookies'?

Yes. Cookies are small files that a site or its service provider transfers to your computer's 

hard drive through your Web browser (if you allow) that enables the site's or service 

provider's systems to recognize your browser and capture and remember certain 

information. For instance, we use cookies to help us  remember and process the items

in your shopping cart. They are also used to help us understand your 

preferences based on previous or current site activity, which enables us to provide you 

with improved services. We also use cookies to help us compile aggregate data about

site traffic and site interaction so that we can offer better site experiences and tools 

in the future.

We use cookies to:

• Help remember and process the items in the shopping cart.

• Understand and save user's preferences for future visits.

• Keep track of advertisements.

• Compile aggregate data about site traffic and site interactions in order to offer

better site experiences and tools in the future. We may also use trusted third-party services

that track this information on our behalf.

You can choose to have your computer warn you each time a cookie is being sent, or 

you can choose to turn off all cookies. You do this through your browser settings. 

Since browser is a little different, look at your browser's Help Menu to learn the correct 

way to modify your cookies.

If you turn cookies off, Some of the features that make your site experience more efficient 

may not function properly. It won't affect the user's experience that make your site experience

more efficient and may not function properly.

Third-party disclosure

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable

Information unless we provide users with advance notice. This does not include 

website hosting partners and other parties who assist us in operating our website, 

conducting our business, or serving our users, so long as those parties

agree to keep this information confidential. We may also release information 

when it's release is appropriate to comply with the law, enforce our site policies, 

or protect ours or others' rights, property or safety.

However, non-personally identifiable visitor information may be provided to other 

parties for marketing, advertising, or other uses.

Third-party links

Occasionally, at our discretion, we may include or offer third-party products or services 

on our website. These third-party sites have separate and independent privacy policies.

We therefore have no responsibility or liability for the content and activities of these 

linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any

feedback about these sites.

Google

Google's advertising requirements can be summed up by Google's Advertising

Principles. They are put in place to provide a positive experience for users. 

https://support.google.com/adwordspolicy/answer/1316548?hl=en

We use Google AdSense Advertising on our website.

Google, as a third-party vendor, uses cookies to serve ads on our site. Google's use of

the DART cookie enables it to serve ads to our users based on previous visits to our

site and other sites on the Internet. Users may opt-out of the use of the DART cookie

by visiting the Google Ad and Content Network privacy policy.

We have implemented the following:

• Remarketing with Google AdSense

• Google Display Network Impression Reporting

• Demographics and Interests Reporting

• DoubleClick Platform Integration

We, along with third-party vendors such as Google use first-party cookies 

(such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick 

cookie) or other third-party identifiers together to compile data regarding user 

interactions with ad impressions and other ad service functions as they relate to

our website.

Opting out:

Users can set preferences for how Google advertises to you using the Google Ad

Settings page. Alternatively,you can opt out by visiting the Network Advertising 

Initiative Opt Out page or by using the Google Analytics Opt Out Browser add on.

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online

services to post a privacy policy. The law's reach stretches well beyond California to

require any person or company in the United States (and conceivably the world) that 

operates websites collecting Personally Identifiable Information from California 

consumers to post a conspicuous privacy policy on its website stating exactly the

information being collected and those individuals or companies with whom it is being

shared. -

See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA, we agree to the following:

Users can visit our site anonymously.

Once this privacy policy is created, we will add a link to it on our home page or as a

minimum, on the first significant page after entering our website.

Our Privacy Policy link includes the word 'Privacy' and can easily be found on the 

page specified above.

You will be notified of any Privacy Policy changes:

• On our Privacy Policy Page

Can change your personal information:

• By logging in to your account

How does our site handle Do Not Track signals?

We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising 

when a Do Not Track (DNT) browser mechanism is in place.

Does our site allow third-party behavioral tracking?

It's also important to note that we do not allow third-party behavioral tracking

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under the age of 

13 years old, the Children's Online Privacy Protection Act (COPPA) puts parents in 

control. The Federal Trade Commission, United States' consumer protection agency, 

enforces the COPPA Rule, which spells out what operators of websites and online 

services must do to protect children's privacy and safety online.

We market to

We do not collect information from children under 13

children under 13.

Do we let third-parties, including ad networks or plug-ins collect PII from children under 13?

No

In order to remove your child's information please contact the following personnel:

We adhere to the following COPPA tenants:

 • Parents can review, delete, manage or refuse with whom their child's information is 

shared through contacting us directly.

or contacting us directly.

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the 

United States and the concepts they include have played a significant role in the 

development of data protection laws around the globe. Understanding the Fair 

Information Practice Principles and how they should be implemented is critical to 

comply with the various privacy laws that protect personal information.

In order to be in line with Fair Information Practices we will take the following 

responsive action, should a data breach occur:

We will notify you via email

• Within 7 business days

We also agree to the Individual Redress Principle which requires that individuals

have the right to legally pursue enforceable rights against data collectors and 

processors who fail to adhere to the law. This principle requires not only that 

individuals have enforceable rights against data users, but also that individuals 

have recourse to courts or government agencies to investigate and/or prosecute 

non-compliance by data processors.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes 

requirements for commercial messages, gives recipients the right to have emails 

stopped from being sent to them, and spells out tough penalties for violations.

We collect your email address in order to:

• Send information, respond to inquiries, and/or other requests or questions

To be in accordance with CANSPAM, we agree to the following:

• Not use false or misleading subjects or email addresses.

• Identify the message as an advertisement in some reasonable way.

• Include the physical address of our business or site headquarters.

• Monitor third-party email marketing services for compliance, if one is used.

• Honor opt-out/unsubscribe requests quickly.

• Allow users to unsubscribe by using the link at the bottom of each email.

If at any time you would like to unsubscribe from receiving future emails, 

you can email us at

• Follow the instructions at the bottom of each email.

and we will promptly remove you from ALL correspondence.

Contacting Us

If there are any questions regarding this privacy policy, you may contact us using 

the information below.

https://gurubank.blogspot.in/

sharmaprince658@gmail.com

Last Edited on 2018-01-30